Solved > 1) Sometimes small businesses have to use debt:1968442 …

1) Sometimes small businesses have to use debt financing instead of equity financing. When they do, they discover that:

A) banks give them a lower interest rate because of their closeness to the customer and better management practices.

B) finance companies are their primary source for debt funding.

C) the cost of debt financing is often less than the cost of equity financing.

D) there are fewer lenders than investors in the marketplace, but the money is easier to get from lenders.

2) For small businesses, ________ are the heart of the financial market.

A) banks

B) finance companies

C) private placement

D) insurance companies

3) As the providers of debt financing to small businesses, banks tend to:

A) make only asset-based, long-term loans.

B) be very conservative and lend primarily short-term capital.

C) focus on either inventory or accounts receivable when evaluating a business’s loan requests.

D) be eager lenders to start-ups as these tend to be smaller loans at less risk.

4) The most common type of commercial bank loan granted to small businesses is:

A) the short-term commercial loan.

B) the lines of credit agreement.

C) the floor plan.

D) the unsecured term loan.

5) A ________ is an agreement with a bank that allows a small business to borrow up to a predetermined specified amount during the year without making an application each time.

A) term loan

B) factor

C) line of credit

D) floor plan

6) Sunny Bright’s The Tanning Parlor is in the middle of its busy season. The hiring of extra help, some unexpected repairs on equipment, etc., has led to a shortage of operating capital. What type of financing would Sunny most likely use in this situation?

A) Line of credit

B) Floor planning

C) A discounted installment contract

D) An asset-based loan

7) ________ is (are) a method of financing frequently employed by retailers of “big ticket items”—autos and major appliances.

A) Discounted installment contracts

B) Trade credit

C) Installment loans

D) Floor planning

8) A small retail boat shop is most likely to rely on ________ to finance its inventory.

A) discounted installment contracts

B) floor planning

C) installment loans

D) trade credit

9) Term loans impose restrictions called:

A) loan boundaries.

B) covenants.

C) financial limits.

D) margins.

10) Term loans often have a ________ feature, which means that after three to five years, the full amount of principal is due before the amortized payments fully repay the loan.

A) parachute

B) covenant

C) balloon

D) handcuff

GraduateWriterHelp.com is an online academic writing platform that provides extensive assistance to graduate school students as they work through their research projects, papers and dissertations. GraduateWriterHelp.com gives students access to experienced professionals who can provide the help they need in a timely and efficient manner. The service offers a wide range of services, including editing, proofreading, formatting, researching and more that can give students the confidence they need to write the perfect paper or dissertation for their chosen subject matter.

Services Offered by GraduateWriterHelp.com
GraduateWriterHelp.com offers a wealth of different services designed to make research projects easier for graduate school students. These include editing, proofreading, formatting and researching services, all tailored specifically for graduate-level studies such as PhDs or Master’s degrees in any field from business administration to engineering or even psychology – all with the aim of helping busy students find success in their academics without having to sacrifice other important commitments like family time or work hours towards earning a living wage outside of college hours.

The Benefits of Using GraduateWriterHelp.com
Using GraduateWriterHelp.com gives you access to experts from all over the world who are highly qualified and experienced in helping graduate-level students to complete successful projects in various fields quickly and efficiently – something that would otherwise be difficult, if not impossible, given tight deadlines associated with most Ph.D./Master’s degree programs today. Moreover, using this platform makes it easier for students to keep up with multiple research tasks simultaneously since there are so many different experts available on tap at any one time – no longer will you have to put off studying one topic while focusing on another because of lack of resources! Additionally, having access to professional editors, proofreaders, but also formatters means that quality control standards aren’t sacrificed when finishing major pieces – since these individuals understand what makes up good academic writing better than anyone else and can offer guidance on how best one should go about making improvements along those lines. Finally, there is also an added cost-saving benefit associated with utilizing Graduate Writer Help compared to hiring an independent contractor (which could potentially run into thousands depending on length/complexity).
This service allows users only pay for what students need, which tends to be much lower overall because customers pay per hour rather than project basis, thus resulting to greater financial flexibility, especially for those just starting out postgraduate studies looking to conserve some pennies here there whenever possible!

Place your order
(550 words)

Approximate price: $22

Calculate the price of your order

550 words
We'll send you the first draft for approval by September 11, 2018 at 10:52 AM
Total price:
$26
The price is based on these factors:
Academic level
Number of pages
Urgency
Basic features
  • Free title page and bibliography
  • Unlimited revisions
  • Plagiarism-free guarantee
  • Money-back guarantee
  • 24/7 support
On-demand options
  • Writer’s samples
  • Part-by-part delivery
  • Overnight delivery
  • Copies of used sources
  • Expert Proofreading
Paper format
  • 275 words per page
  • 12 pt Arial/Times New Roman
  • Double line spacing
  • Any citation style (APA, MLA, Chicago/Turabian, Harvard)

Our guarantees

Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.

Money-back guarantee

You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.

Read more

Zero-plagiarism guarantee

Each paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.

Read more

Free-revision policy

Thanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.

Read more

Privacy policy

Your email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.

Read more

Fair-cooperation guarantee

By sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.

Read more
Are you sure want to unlock this post?
Unlock left : 0
Are you sure want to cancel subscription?